Insurance after graduation
As your final year at MIT comes to an end, you have a lot to do, think about, and plan for. But don’t forget about health insurance! Your MIT Health Plan coverage continues through August 31, but now is the time to plan for what comes next, especially if you’re planning to stay in Massachusetts, where health coverage is required by law.
You may be able to get health insurance…
- Through an employer:
If you will be working at a job that offers health insurance coverage, you’ll simply transition to your employer’s health plan.
- Through a school or university:
If you will be going to graduate school in the fall, you can transition to the student health plan offered by the school you will be attending.
- Through your parents’ family plan:
Under the Affordable Care Act, most young adults can be covered through their parents’ health insurance plan until they turn 26. You can get this coverage whether you’re married, living with your parents, in school, or financially independent. For more information on how to stay insured, call the customer service number for your parents’ insurer to find out if you’re eligible to remain on their policy or how you can enroll if you’re not already covered. Get answers to frequently asked questions about the Affordable Care Act or visit the “Young Adult Coverage” Facebook page.
- On your own:
MIT graduates who need to buy their own health insurance coverage may want to consider one of these options:
MIT Student Extended Insurance Plan members will get two documents in the mail from BCBS: a reminder that your insurance coverage will be ending soon and a “certificate of health plan coverage.” You may need this certificate as proof of prior coverage when applying for coverage with a new health plan. Please update your address with MIT Medical’s Health Plans Office as soon as possible, so you can be sure to receive these documents.