How Do I Get a Referral?
Referral Request Process
If a care provider determines that you need medical services that are not available
at MIT Medical, the provider may refer you to an outside clinician and submit
a referral request to the Health Plans office for review. If approved, most
referrals are valid for one year or until your insurance expires, whichever
comes first. Occupational therapy, physical therapy, and speech therapy services
must be completed within 60 days of the first date of service. If these services
continue into a new calendar year, you must request an updated referral.
Your Coverage
A care provider’s suggestion that outside
services are needed is not a guarantee of health plan coverage. If your care
provider suggests outside services, ask if he or she is submitting an official
referral request on your behalf.
Students and Affiliates with the Extended Insurance Plan (SEIP or AEIP)
- To determine what outside services are covered by your benefit plan, see
the Student Health
Plan Overview or Summary
Plan Description, or call Claims and Member Services at 617-253-5979.
- All referrals will be made to a Blue Cross Blue Shield (BCBS) PPO provider.
For more information on the referral process, review the Frequently
Asked Questions for Students and Affiliates with the Extended Insurance
Plan.
Members of the Traditional and Flexible MIT Health Plans
- To determine what outside services are covered by your benefit plan, see
the MIT Traditional Health Plan brochure or summary plan description, the MIT Flexible Health Plan brochure or summary plan description, or call Claims and Member Services at 617-253-5979.
- Traditional Health Plan members will be referred to an HMO Blue of MA provider.
- Flexible Health Plan members will be referred to a Blue Choice of MA participating
provider.
- For information about using mental health benefits and services, see the
Blue Cross Blue Shield of Massachusetts (BCBSMA) Managed Care Behavioral
Health Network frequently
asked questions (FAQ).
- All members of the Traditional MIT Health plan, and those members of the
Flexible MIT Health Plan seeking to use their in-network benefit, must receive
Health Plan approval for any outside visits before being seen by an outside
clinician. Make sure you have received Health Plan approval before going
to the appointment or receiving any services from an outside clinician.
- Members of the Flexible MIT Health Plan who want to use the flexible option of their plans do not need
to obtain referrals for covered services. Deductibles and coinsurance will
apply.
For more information on the referral process, review the Frequently
Asked Questions for members of the Traditional and Flexible MIT Health
Plans.
Your Responsibilities
- If you schedule an outside appointment yourself, you must inform your MIT
Medical care provider’s office with the scheduled date of the appointment
and the outside provider’s name, address, and phone number. (This step
is not necessary for Flexible Health Plan members who are accessing
their out-of-network benefits.)
- You must inform your MIT Medical care provider’s office of the scheduled
date of your first session of occupational therapy, physical therapy, or
speech therapy services.
- Ask the outside provider to provide periodic updates on your health status
to your MIT Medical care provider.
- If the provider to whom you were referred orders additional tests or refers
you to another provider or facility, you must inform your MIT care provider,
who must request approval for the additional services.